What You Need to Know About Obamacare and Health Care Reform

Hello, my name is Bob Larsen, and I am a health-care-reform specialist who can help you understand and prepare for the changes that Obamacare laws are making. Whether you are looking for an individual policy or a group plan for your business, I can help you understand the issues so that you can make the best choice possible. What’s the difference between Health Care Reform, the Affordable Care Act, PPACA and Obamacare? There is no difference. “Health Care Reform”, “the Affordable Care Act”, “PPACA” and “Obamacare” are different ways of referring to health care reform. However, what is confusing is trying to separate what is actually law and what is political rhetoric. Obamacare is such a politically-hot issue, it may be difficult for you to know which headlines you need to be concerned with and which ones you don’t. I can help you understand what you need to know about the changing laws that affect you now, and the changes that will affect you in the near future. Health Care Is More Affordable Than Ever! Call 435-938-0192 or email us today—we can help you find the coverage you deserve. What Kind of Health-Care-Reform Changes Can I Expect in 2014? Beginning January 1, 2014, the Affordable Care Act requires all Americans to have minimum essential coverage, qualify for an exception, or pay a tax penalty. The penalties are phased-in and range from as little as $95 per year, up to as much as $2085 or 2.5% of household income, whichever is greater. Penalty Schedule 2014 – 2016 and Beyond 2014: $95 per uninsured adult and $47.50 per uninsured child (capped at $285 per household) or 1% of the household income, whichever is greater. 2015: $325 per […]